Coverage Guides• 2026-05-01• 5 min read
How Often Should You Review Your Insurance Coverage?
Many people buy an insurance policy and store it in a drawer, never looking at it again. However, changes in income, family size, home value, or health mean a policy that made sense five years ago might no longer fit today.
The Annual Insurance Check-up
We recommend reviewing your insurance portfolio at least once every 12 to 24 months. An annual review takes about 30 minutes and gives you confidence that your coverage amounts, beneficiary designations, and premium structures remain optimal.
Life Event Triggers for an Immediate Review
• Marriage, divorce, or remarriage
• Birth or adoption of a child
• Buying, selling, or refinancing a home
• Starting, acquiring, or expanding a business
• Substantial change in salary or household income
• Approaching retirement or turning age 65
Summary & Next Steps
Our Cherry Hill office provides complimentary, no-obligation policy reviews for South Jersey residents. We can examine your existing coverage and provide an honest assessment.